存、貸款總量保持市轄區(qū)第1位 廣安農(nóng)商銀行三大關(guān)鍵詞引領(lǐng)新作為

2018-01-17 11:44:34    來源:新華網(wǎng)   作者:黃曉蕓  點(diǎn)擊數(shù):

12日,新華網(wǎng)從廣安農(nóng)商銀行獲悉,2017年廣安農(nóng)商銀行累計(jì)投放各類貸款35.60億元,全年凈增9.51億元,增幅28.17%,新增存貸款規(guī)模首次突破30億元,存、貸款總量、增量市場份額均保持市轄區(qū)同業(yè)第1位。

廣安農(nóng)商銀行于2017年8月17日正式掛牌營業(yè),并在公司治理架構(gòu)升級、團(tuán)隊(duì)打造方面采取有力措施,實(shí)現(xiàn)了由“草根金融”向現(xiàn)代銀行的轉(zhuǎn)變,據(jù)廣安農(nóng)商銀行相關(guān)負(fù)責(zé)人介紹,實(shí)現(xiàn)跨越發(fā)展主要依托創(chuàng)新、到位、普惠三大關(guān)鍵詞。

“創(chuàng)新”指的是對營銷方式、貸款產(chǎn)品、貸款模式、服務(wù)機(jī)制進(jìn)行創(chuàng)新。2017年,通過實(shí)行客戶名單式管理,廣安農(nóng)商銀行與30余家企業(yè)達(dá)成貸款意向,新增發(fā)放企業(yè)貸款3.5億元。面向不同群體創(chuàng)新推出“薪易貸”“小企業(yè)抵質(zhì)押循環(huán)貸”“蜀信•稅金貸”等貸款產(chǎn)品。針對教育企業(yè)資金需求大、缺乏有效抵押物的問題,廣安農(nóng)商銀行還開展了學(xué)校收費(fèi)權(quán)、宿舍收費(fèi)權(quán)等應(yīng)收賬款質(zhì)押貸款試點(diǎn),2017年共計(jì)發(fā)放各類應(yīng)收賬款質(zhì)押貸款2980萬元,滿足北師大廣安實(shí)驗(yàn)學(xué)校辦學(xué)等融資需求,全年發(fā)放“卡貸通”1233筆、3166萬元以滿足各類小微企業(yè)及個(gè)人生產(chǎn)生活中無抵質(zhì)押物的貸款融資需求

“到位是指金融扶貧工作開展到位。”廣安農(nóng)商銀行相關(guān)負(fù)責(zé)人說。據(jù)介紹,廣安農(nóng)商銀行聚焦“扶貧信貸、金融服務(wù)、對口幫扶”三大主戰(zhàn)場,推廣“小康貸”“農(nóng)民安居樂”等創(chuàng)新貸款產(chǎn)品,做到評級授信、信貸投放、風(fēng)險(xiǎn)控制三到位,2017年面向9916戶貧困戶累計(jì)發(fā)放個(gè)人精準(zhǔn)扶貧小貸3.85億元,余額3.49億元。在產(chǎn)業(yè)扶貧、對口幫扶方面廣安農(nóng)商銀行多項(xiàng)措施并舉,累計(jì)發(fā)放規(guī)模高效養(yǎng)殖、適度規(guī)模經(jīng)營、鄉(xiāng)村休閑旅游等產(chǎn)業(yè)扶貧貸款12筆、1.75億元,直接帶動(dòng)65戶貧困戶脫貧致富。在對口幫扶方面,廣安農(nóng)商銀行派出第一書記1名、駐村干部2名,為結(jié)對的會(huì)龍、福橋2個(gè)貧困村逐戶制訂幫扶增收計(jì)劃,累計(jì)落實(shí)幫扶資金45.39萬元,職工捐贈(zèng)11萬元。

“普惠”是廣安農(nóng)商銀行實(shí)現(xiàn)發(fā)展的又一關(guān)鍵詞,圍繞“打通普惠金融‘最后一公里’”目標(biāo),廣安農(nóng)商銀行將農(nóng)村金融便民服務(wù)站納入村級活動(dòng)中心一體化建設(shè),安裝運(yùn)行銀行自助設(shè)備、服務(wù)終端1278臺,行政村覆蓋率達(dá)到99.26%,發(fā)展金融聯(lián)絡(luò)員908名,成功創(chuàng)建省級農(nóng)村金融綜合服務(wù)示范站、示范點(diǎn)32個(gè),成為首批省級支付惠農(nóng)示范行社。開展“送金融知識下鄉(xiāng)”“送金融知識進(jìn)校園”等活動(dòng)普及金融知識。此外,廣安農(nóng)商銀行還以各種形式支持“改革新征程·廣安跑起來”健康跑、2017廣安國際紅色馬拉松賽等社會(huì)活動(dòng)。此外,廣安農(nóng)商銀行還通過工會(huì)資金、“愛心基金”向15名貧困家庭學(xué)生捐款8萬元,通過“四川農(nóng)信前鋒教育救助基金”全年發(fā)放救助資金12.4萬元,累計(jì)資助品學(xué)兼優(yōu)貧困學(xué)生76名,累計(jì)向2122名貧困大學(xué)生發(fā)放生源地助學(xué)貸款2639.54萬元。

責(zé)任編輯:FreeMarker template error: get(realname) failed on instance of com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6. See cause exception. The failing instruction (FTL stack trace): ---------- ==> ${content.user.realname!} [in template "WEB-INF/t/cms/www/other/content/information_zxzx_details.html" at line 167, column 50] ---------- Java stack trace (for programmers): ---------- freemarker.template.TemplateModelException: [... Exception message was already printed; see it above ...] at freemarker.ext.beans.BeanModel.get(BeanModel.java:222) at freemarker.core.Dot._eval(Dot.java:76) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.DefaultToExpression._eval(DefaultToExpression.java:116) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.Expression.evalAndCoerceToString(Expression.java:115) at freemarker.core.DollarVariable.accept(DollarVariable.java:76) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.ConditionalBlock.accept(ConditionalBlock.java:86) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Environment.process(Environment.java:243) at freemarker.template.Template.process(Template.java:277) at com.ieccms.cms.staticpage.StaticPageDaoImpl.contentStatic(StaticPageDaoImpl.java:511) at com.ieccms.cms.staticpage.StaticPageSvcImpl.content(StaticPageSvcImpl.java:58) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$FastClassBySpringCGLIB$$48520056.invoke() at org.springframework.cglib.proxy.MethodProxy.invoke(MethodProxy.java:204) at org.springframework.aop.framework.CglibAopProxy$CglibMethodInvocation.invokeJoinpoint(CglibAopProxy.java:700) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:150) at org.springframework.transaction.interceptor.TransactionInterceptor$1.proceedWithInvocation(TransactionInterceptor.java:96) at org.springframework.transaction.interceptor.TransactionAspectSupport.invokeWithinTransaction(TransactionAspectSupport.java:260) at org.springframework.transaction.interceptor.TransactionInterceptor.invoke(TransactionInterceptor.java:94) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:172) at org.springframework.aop.framework.CglibAopProxy$DynamicAdvisedInterceptor.intercept(CglibAopProxy.java:633) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$EnhancerBySpringCGLIB$$84b90e83.content() at com.ieccms.cms.staticpage.StaticAct.contentSubmit(StaticAct.java:365) at sun.reflect.GeneratedMethodAccessor6137.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at org.springframework.web.bind.annotation.support.HandlerMethodInvoker.invokeHandlerMethod(HandlerMethodInvoker.java:176) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.invokeHandlerMethod(AnnotationMethodHandlerAdapter.java:440) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.handle(AnnotationMethodHandlerAdapter.java:428) at org.springframework.web.servlet.DispatcherServlet.doDispatch(DispatcherServlet.java:919) at org.springframework.web.servlet.DispatcherServlet.doService(DispatcherServlet.java:851) at org.springframework.web.servlet.FrameworkServlet.processRequest(FrameworkServlet.java:953) at org.springframework.web.servlet.FrameworkServlet.doPost(FrameworkServlet.java:855) at javax.servlet.http.HttpServlet.service(HttpServlet.java:656) at org.springframework.web.servlet.FrameworkServlet.service(FrameworkServlet.java:829) at javax.servlet.http.HttpServlet.service(HttpServlet.java:737) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:229) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.web.websocket.server.WsFilter.doFilter(WsFilter.java:48) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.orm.hibernate3.support.OpenSessionInViewFilter.doFilterInternal(OpenSessionInViewFilter.java:230) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.web.filter.CharacterEncodingFilter.doFilterInternal(CharacterEncodingFilter.java:88) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.ieccms.common.web.ProcessTimeFilter.doFilter(ProcessTimeFilter.java:35) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.webtier.core.DefaultWrapperValve.invoke(DefaultWrapperValve.java:193) at com.bes.enterprise.webtier.core.DefaultContextValve.invoke(DefaultContextValve.java:92) at com.bes.enterprise.webext.BesContextCleanupValve.invoke(BesContextCleanupValve.java:50) at com.bes.enterprise.webext.BESAppservValve.invoke(BESAppservValve.java:41) at com.bes.enterprise.webtier.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:540) at com.bes.enterprise.webtier.core.DefaultHostValve.invoke(DefaultHostValve.java:136) at com.bes.enterprise.webtier.valves.ErrorReportValve.invoke(ErrorReportValve.java:77) at com.bes.enterprise.webtier.core.DefaultEngineValve.invoke(DefaultEngineValve.java:83) at com.bes.enterprise.webtier.connector.CoyoteAdapter.service(CoyoteAdapter.java:349) at com.bes.enterprise.web.crane.http11.Http11Processor.service(Http11Processor.java:594) at com.bes.enterprise.web.crane.AbstractProcessorLight.process(AbstractProcessorLight.java:61) at com.bes.enterprise.web.crane.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:802) at com.bes.enterprise.web.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1627) at com.bes.enterprise.web.util.net.SocketProcessorBase.run(SocketProcessorBase.java:45) at java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1149) at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:624) at com.bes.enterprise.web.util.threads.WorkThread$WrappingRunnable.run(WorkThread.java:57) at java.lang.Thread.run(Thread.java:748) Caused by: java.lang.reflect.InvocationTargetException at sun.reflect.GeneratedMethodAccessor6174.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at freemarker.ext.beans.BeansWrapper.invokeMethod(BeansWrapper.java:912) at freemarker.ext.beans.BeanModel.invokeThroughDescriptor(BeanModel.java:275) at freemarker.ext.beans.BeanModel.get(BeanModel.java:182) ... 75 more Caused by: org.hibernate.ObjectNotFoundException: No row with the given identifier exists: [com.ieccms.cms.entity.main.CmsUser#271] at org.hibernate.impl.SessionFactoryImpl$2.handleEntityNotFound(SessionFactoryImpl.java:435) at org.hibernate.proxy.AbstractLazyInitializer.checkTargetState(AbstractLazyInitializer.java:189) at org.hibernate.proxy.AbstractLazyInitializer.initialize(AbstractLazyInitializer.java:182) at org.hibernate.proxy.AbstractLazyInitializer.getImplementation(AbstractLazyInitializer.java:215) at org.hibernate.proxy.pojo.javassist.JavassistLazyInitializer.invoke(JavassistLazyInitializer.java:190) at com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6.getRealname(CmsUser_$$_jvst840_6.java) ... 81 more